Last week I mentioned a big decision was made. It also happened to coincide with one of my goals for this year: I bought a new car! A 2015 Jeep Cherokee Limited to be exact…(this picture is not my exact car, but you get the idea).
I had been doing research for months on which vehicle I wanted, and narrowed it down to a few. What sold me on this was the V6 engine (power!) and bells and whistles (luxury!), and it was being sold, unused (230 miles, meaning it was likely a floor model and was never driven in winter), at its depreciated price ($4600 off MSRP). Couple that with a trade in, negotiated a good warranty, and I was ‘within reason’ of my budget.
Even though I’ll be paying a little more for this car, something really jived with me when I test drove this. I initially started with a 2014 model selling for something I could pay for outright (bear in mind I had been saving for the last two years for a car), but when I drove it around I was honestly disappointed. Something felt off.
When I drove the 2015, it clicked. I felt like I could be myself in the car, like it was meant for me. I loved it. I wanted it. It was above my price range, but just above. Still, it was ‘new’, had low mileage, and the dealer gave me more than what I was expecting for my car (2005 Ford focus with 122,000 miles) that was in need of about $1500 worth of repair. In short, there is a difference between a budget and a good deal – and this fell into the latter category. Not that I couldn’t afford it, but there’s a reason I set budget for things.
I will have to sacrifice a few things, but one thing I have always been good at is money managing which I another reason I settled on this. I always aware of the bills in the house, and know when we need to adhere to our budget and when we can afford a ‘little extra’. This car was definitely the ‘little extra’ I was willing to pay for, and so far it has not disappointed me. I love driving it, thought I’m still getting used to all the features.
In short, when making a huge decision like this, (if possible) be willing to go for something you ‘love’ and is a good deal over something that you ‘like’ just because its in your budget. In every scenario I have ever made this decision, the extra money I pay has always been worth it, more so when spending so much at one time.
Hopefully this one will last me another 12 years!